About 1MortgageSource

1MortgageSource is an independent, editorial resource focused on mortgages and home financing. We are not a lender, broker, or bank, and we do not take loan applications or offer financial advice — our goal is to help homebuyers and homeowners understand the basics before they talk to a loan officer.

Our Purpose

Shopping for a mortgage involves a lot of unfamiliar terms and moving parts. This site breaks down common mortgage topics — from loan types to the closing process — into plain-language guides so readers know what questions to ask and what to expect before they apply.

What This Site Is Not

1MortgageSource does not originate or fund loans, does not review individual applications, and does not guarantee any rate, term, or approval. Nothing on this site should be treated as a substitute for advice from a licensed, NMLS-registered loan officer or a HUD-approved housing counselor who can review your specific financial situation.

How to Use This Site

Start with the loan type guides to find the program closest to your situation, review the mortgage process overview to understand what typically happens next, and check the FAQ for answers to common questions. When you're ready to get real numbers, request quotes from a few licensed lenders so you can compare rates and terms directly.